finance

Crowdfunding: Bridging India's Massive MSME Credit Gap and Empowering Small Businesses Worldwide

India's MSMEs face a persistent credit gap of around ₹30 lakh crore (approximately $360 billion), a shortfall that traditional banking loans alone…

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Unlocking Liquidity: Understanding TReDS Asset-Backed Securities and Their Impact on MSMEs

India's 7.4 crore MSMEs face a staggering ₹25-30 lakh crore credit gap, with ₹7 lakh crore stuck in delayed corporate payments. A persistent challenge…

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RBI Directive: Collateral-Free Loans Up to ₹20 Lakh for MSEs

In a major boost to India’s micro, small, and medium enterprises (MSME) sector, the Reserve Bank of India (RBI) has directed banks not to insist on…

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The ₹10,000 Crore SME Growth Fund: Unlocking Scalable Growth for India’s MSMEs

In the Union Budget 2026-27, presented on February 1, 2026, Finance Minister Nirmala Sitharaman announced the creation of a ₹10,000 crore SME Growth…

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Union Budget 2026-27: A Transformative Push for MSMEs Through Financial Reforms

The Union Budget 2026-27, presented by Finance Minister Nirmala Sitharaman on February 1, 2026, recognises Micro, Small, and Medium Enterprises (MSMEs)…

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Economic Survey Reveals Ongoing Reliance on Informal Credit for India's Small Enterprises

India's small enterprises, a vital pillar of the economy, continue to face significant barriers in accessing formal credit, particularly for small-ticket…

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Public Sector Banks Move to Standardise MSME Credit Process

In a significant reform aimed at easing access to finance for small businesses, the government has directed public sector banks (PSBs) to adopt a uniform…

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Why SME Exchange Financing Should Be Focused on the Upcoming Budget 2026

Small and Medium Enterprises (SMEs) form the backbone of India's economy, contributing nearly 30% to the nation's GDP and providing employment…

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